Belthangady: Fraudsters cheat bank by forging documents without repaying loan

Mangalore Today News Network

Belthangady, Jan 24, 2026: A case has been registered in connection with a fraud in which a vehicle loan worth several lakhs of rupees taken from Bank of Baroda was not repaid, and forged documents were allegedly used to deceive the bank.

A complaint states that a fake letter, prepared on the bank’s letterhead with a forged signature of a bank official, was submitted to the RTO claiming that the entire loan had been repaid, and seeking removal of the hypothecation.

A case has been registered at Bantwal Town Police Station against Tanveer, his mother Nebisha, both residents of Belthangady, and Junaid Melkar and Rameez Alish of Uppinangady.

According to the complaint, Tanveer had taken a loan of Rs 45 lakh from the Uppinangady branch of Bank of Baroda on March 16, 2023, to purchase an Ashok Leyland lorry, with his mother Nebisha standing as guarantor. On August 22, 2024, Tanveer transferred responsibility of the vehicle to Junaid Melkar through a General Power of Attorney (GPA).

Subsequently, on December 16, 2024, Tanveer allegedly forged the signature of a bank official on a letter prepared on the Bank of Baroda letterhead, falsely stating that the vehicle loan at the Uppinangady branch had been fully repaid and that, based on the letter, the hypothecation could be removed at the Bantwal RTO. This forged document was submitted to the Bantwal RTO to deceive the bank.

Based on the clearance letter obtained from the Bantwal RTO, Rameez Alish allegedly carried out a pre-planned conspiracy and transferred the ownership of the lorry to his name.

As the fraud was allegedly committed by all four accused acting in collusion, a cheating case has been registered against them at Bantwal Town Police Station. Police have taken up further investigation.